Insurance Council of Texas P.O.Box 15 Austin, TX 78767-0015 Phone (512) 444-9611 Fax (512) 444-0734

"Service, Information and Representation for the Property and Casualty Insurance Industry" Experience Rating ICT Services, Inc., Automobile Experience Rating Service will save you time and money. ICT Services, Inc. requests data... calculates and provides you with the experience modifier... communicates with TDI... and remains in compliance with state rules and regulation... and we've been doing this for almost 50 years. For questions or additional information on Experience Rating, email Mariann Sumner msumner@insurancecouncil.org or phone her at 512.444.9611 ext. 273. Automobile Coverage subject to Experience Rating This plan applies on a combined basis to the following Texas coverages: Automobile Bodily Injury Liability Automobile Property Damage Liability Automobile Medical Payment Automobile Garage Liability, including Garage Operations Medical Payments. Personal Injury Protection Coverage, excluding coverages for individually owned vehicles not used in business if: Rated as 1A, 1b, 1c, 6A, 6B, 6C, 2D, 2A-1, 2A-2, 2C-1, 2C-2, 1Af, 6Af, 2DF, 2AF-1, 2AF-2, 2CF-1, and 2CF-2. Rated under Rule 77, Miscellaneous Type Vehicles. Rated under Rule 78, Antique Type Autos Extended Non-Owned Auto and Drive Other Car Coverage are excluded from the experience rating. Basic Limits Premium Subject to Experience Rating Definition: The "basic limits premium subject to experience rating" is the total of the premiums computed by extending the actual Texas exposures developed during each year of the experience period at manual rates for basic limits of liability. For exposures where the minimum premium is the controlling premium, use the minimum premium. Premiums and losses for coverages written at deductibles equal to or greater than basic limits shall not be included in calculating the experience modification applicable to the risk, nor shall such experience modification apply to such coverages. Policies written on a combined single limit basis with either a bodily injury or a property damage deductible equal to or greater than basic limits shall not be subject to experience rating. Eligibility Requirements A risk will be subject to experience rating if it has produced basic limits premiums subject to experience rating for Texas exposure of not less than $7,500 in the latest year or not less than $10,000 in the latest two years of the experience rating. For additional information on Experience Rating and/or forms refer to The Texas Automobile Liability Experience Rating Plan Manual and Experience Rating Forms. Related Insurance Links -  Questions or comments about this site?  Contact Us -  Site Terms of Use -  Site Map  ©2012 Insurance Council of Texas all copy, images and multimedia unless otherwise indicated.