North Texas is Home to Top Hail Events. Know Your Risk and Prepare Now!

MEDIA ADVISORY
FOR IMMEDIATE RELEASE: April 9, 2021

CONTACT: Camille Garcia, Director of Communications and Public Affairs, 512-713-4262


As North Texas prepares for another round of severe weather, where does the Lone Star state rank for hail losses? Check out the tables below.

    

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

You don’t have to look far along the list of “Top 10 States Ranked by Number of Hail Loss Claims” since Texas leads the nation. Additionally, three North Texas hail events are among the largest loss events in the state.

 

So, what does that mean for residents? Texas is home to several significant severe weather events, hail, tornados and more, so let’s prepare now and know the steps to take after the storm.

 

Review Your Policy Today

Review your home and auto policies. Know your deductible, and keep your policy information handy. When it comes to your auto policy, remember, the optional comprehensive portion of your auto policy covers damages to your vehicle from hail, tornado, flood and other losses.

 

What steps to take after a loss?

Safety first! Assess your damages and contact your agent to file your claim. Always document your conversation with your agent, adjuster and contractors to track next steps and items that need follow up. Here are some additional tips.

 

 

 

Tips for Finding a Good Contractor

  • Ask for and check client references including a list of their completed projects.
  • Check if the contractor has a permanent place of business, business license and phone number.
  • Request and thoroughly review a written proposal which should include: description of work, specifications, completion dates and payment methods.
  • Review the contractor online and Better Business Bureau reviews.
  • Check material and labor warranties and request that information in writing.
  • Price is one factor – look beyond the price to make sure you are working with a reputable professional whose workmanship will ensure your home is repaired properly.  

       

Unfortunately, fraud is prevalent during times of crisis. Don’t be a victim of the weather and a victim of contractor fraud. Be wary of solicitors offering quick fixes and promises to take care of your deductible. In Texas, it is unlawful for contractors to pay a deductible.

 

ICT offers multiple resources including more information on What To Do After A Loss.

ICT Events

June23

TWIA and the Texas Legislature: What happened this session?
ICT Webinar - Register here!

Sept1-2

2021 P&C Insurance Symposium
Register here!

Sept23

2021 Workers' Comp Conference
Register here!



Industry Calendar

June28