Texas Faces Threat of More Flooding



Over the last few days, heavy rains and storms across parts of the state are reminding many Texans about the dangers of flooding and fast rising water. Several cities have already experienced flooding, and with more rain forecast for the next several days, there is a threat of additional flooding in some areas. The heaviest rainfall and flooding have been in and around Houston with more than a foot of rain reported in Harris, Montgomery and Fort Bend counties.  Tragically, the flooding has already caused one death in the Austin area.

The Insurance Council of Texas (ICT) reminds everyone to stay safe during these potentially dangerous storms.  Most importantly, if you must be out on the road and encounter a water covered roadway or bridge, do not attempt to cross it, remember to “Turn Around, Don’t Drown”.  According to the city of Austin, 75% of flood-related deaths in Texas occur in vehicles.

Paul Yura, a Warning Coordination Meteorologist with the National Weather Service (NWS) in Austin, said more rain and possible flooding is on the way. 

“Texas has been in a very persistent stormy pattern since the end of April, with storms affecting portions of the state nearly every day.  Over the past 30 days, most of the state has seen well over its normal rainfall amounts, bringing widespread flooding concerns over the coming days,” Yura said.  “This persistent rainy weather pattern will continue across the state all the way through early next week, bringing more threats of flooding.  An additional five plus inches of rain are possible across the eastern half of Texas into the weekend, so more river flooding and flash flooding is likely.”

Yura added, “The danger does not stop after the storms have passed.  Runoff from heavy rains could keep some roads impassable for days and some rivers above their banks for weeks.”  

This week’s severe weather and threat of future storms is also a reminder to check your auto and home coverages to make sure your property is protected against a weather-related loss.  For your auto, you need comprehensive coverage to protect against a flood loss.  For your home, your standard homeowners’ insurance policy does not cover damage from flood waters, but you can purchase flood coverage through policies offered by the National Flood Insurance Program (NFIP). 

  If you want to protect yourself against possible future flood events, contact your insurance agent or company today and ask about flood coverage.  Please note that a flood insurance policy does not take effect until 30 days after purchase. For more information on flood insurance, go to https://www.floodsmart.gov/

In addition, ICT has Information on Texas floods, flood insurance coverage, safety tips, and other flood resources at https://www.insurancecouncil.org/texasfloods/.


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