Failing to evacuate flooded areas, entering flood waters, or remaining after a flood has passed can result in injury or death. Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States.
- Result from rain, snow, coastal storms, storm surges, and overflows of dams and other water systems.
- Develop slowly or quickly – Flash floods can come with no warning.
- Cause outages, disrupt transportation, damage buildings, and create landslides.
IF YOU ARE UNDER A FLOOD WARNING, FIND SAFE SHELTER RIGHT AWAY
Do not walk, swim, or drive through flood waters.
Turn Around, Don’t Drown!
Stay off of bridges over fast-moving water.
Determine how best to protect yourself based on the type of flooding.
Evacuate if told to do so.
Move to higher ground or a higher floor.
Stay where you are.
WHY CONSIDER FLOOD INSURANCE?
Flooding can be an emotionally and financially devastating event. Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items. With flood insurance, you're able to recover faster and more fully.
You must purchase flood insurance if your home is within a federally designated flood plain and your mortgage lender requires it.
More than 20 percent of flood claims come from properties outside high-risk flood zones.
Hurricane Harvey damaged more than 200,000 homes and apartment buildings in Harris County and 75% of these residences were located outside the 100-year flood plain.
Altered roadways, new landscaping, nearby construction and massive rainfall can send flood waters into homes and neighborhoods that have never flooded.
Homeowners and renters insurance does not typically cover flood damage.
Comprehensive insurance added to an auto insurance policy provides coverage for your vehicle from both hail and flood damage.
The Texas Water Development Board has more resources on what to do before, during, and after a flood.
Find current flooding information and flood levels at texasflood.org.