Benefits
The Insurance Council of Texas (ICT) is the largest state property and casualty insurance trade association in the nation, representing approximately 86% of the Texas insurance market by premium volume.
ICT advocates for a strong, competitive, and well-regulated insurance market by providing member companies with legislative and regulatory representation, industry insight, educational opportunities, and engagement with policymakers and industry leaders across Texas.
As members of ICT, insurers collectively represent their interests in the legislative and regulatory process while staying informed on the issues, trends, and developments impacting the Texas property and casualty insurance market. ICT is the largest state property and casualty insurance trade association in the nation, representing approximately 86% of the Texas insurance market by premium volume.
Membership provides companies the opportunity to play an active role in shaping legislative and regulatory discussions affecting the business of insurance in Texas. ICT advocates on behalf of its members before the Texas Legislature, the Texas Department of Insurance, the Division of Workers’ Compensation, and other state agencies on matters impacting the industry and Texas consumers.
ICT works closely with lawmakers, regulators, and industry stakeholders to promote fair, balanced, and effective insurance policies through legislative analysis, advocacy efforts, regulatory engagement, and member collaboration.
Members also have opportunities to strengthen engagement with Texas policymakers through participation in and support of the Insuring Texas PAC.
ICT has an active standing committee system that provides member company representatives with opportunities to discuss emerging industry issues, share expertise, and provide input on legislative and regulatory matters impacting the Texas property and casualty insurance market.
Committees address a wide range of topics relating to personal and commercial lines, workers’ compensation, claims handling and claims practices, the Texas Windstorm Insurance Association (TWIA), legal developments, communications, and other industry priorities. Committee discussions and member feedback help inform ICT’s advocacy and regulatory engagement efforts throughout the year.
ICT keeps members informed on legislative, regulatory, and legal developments impacting the Texas insurance market through timely updates, analysis, reports, and member communications.
Members receive updates on property and casualty legislation during the Texas legislative session, regulatory developments at the Texas Department of Insurance and Division of Workers’ Compensation, significant court decisions, and emerging industry issues affecting business operations and market conditions in Texas.
ICT also provides members with resources such as legislative summaries, Session by the Numbers reports, end-of-session analyses, bulletins, webinars, and other member communications designed to support informed business and regulatory decision-making.
ICT represents member interests through regulatory advocacy, legal engagement, legislative representation, and participation in matters impacting the Texas property and casualty insurance market.
ICT regularly reviews proposed rules and regulatory issues through its committee system and provides written comments and testimony before the Texas Department of Insurance and the Division of Workers’ Compensation on matters affecting insurers and consumers across Texas.
In addition, ICT participates in legal and regulatory matters of significant industry importance, including amicus activity and collaboration with national insurance organizations and legal counsel on issues affecting the Texas insurance marketplace.
ICT provides opportunities for members to stay informed on the latest developments impacting the insurance industry through conferences, webinars, educational programs, and industry events held throughout the year.
ICT’s annual P&C Insurance Symposium brings together top voices from across the industry for timely, high-level discussions on the legislative landscape, market dynamics, and the priorities shaping year-end planning and future business strategy.
Members also benefit from opportunities to network with carrier leaders, regulators, legislators, legal professionals, and industry experts while learning about emerging trends, operational challenges, and issues affecting the Texas insurance market.
ICT’s experienced public affairs and communications team serves as a trusted voice for the Texas property and casualty insurance industry by helping educate the public, media, and policymakers on issues impacting insurers, consumers, and the Texas market.
ICT regularly responds to media inquiries and provides industry perspective on topics including insurance rates, weather-related losses, claims handling following catastrophic events, fraud prevention, disaster preparedness, and other issues affecting Texas policyholders and insurers.
ICT works with public officials, community organizations, and consumers to support statewide public education and safety initiatives focused on disaster preparedness, fraud prevention, consumer awareness, and loss reduction throughout Texas communities.
Programs and outreach efforts include smoke alarm distribution initiatives, auto theft prevention awareness campaigns, and collaboration with fraud investigators, prosecutors, and the Texas Department of Insurance on efforts to combat insurance fraud and protect consumers.
ICT recognizes the importance of supporting the future of the insurance industry through education, professional development, and workforce initiatives across Texas.
Through the ICT Education Foundation and the generous support of member companies and industry professionals, ICT has provided scholarships, academic support, and educational resources to students studying insurance and risk management at universities throughout Texas, helping prepare the next generation of insurance professionals and industry leaders.