Political Action Committee

Welcome to Insuring Texas PAC - Your Voice in Action

The Insuring Texas PAC (PAC) is the political action committee of the Insurance Council of Texas. Our mission is to advance the interests of Texas property and casualty insurers while maintaining a strong Texas insurance marketplace. Here, you can learn more about our efforts and how you can support them.

The PAC is dedicated to protecting the political and business interests of ICT member companies in Texas. We engage with, educate, and support elected officials who share our members’ priorities and promote the health of the property and casualty insurance industry.

DONATE NOW

FAQs

What is a Political Action Committee (PAC)?

A political action committee (PAC) is an organization created to financially support campaigns for candidates seeking public office. In Texas, as in other states, running a successful campaign requires substantial funding. PACs allow donors to pool their contributions to support specific candidates and actively participate in the political process.

Why should I support the PAC?

The property and casualty industry must have a voice with policymakers who shape decisions impacting the Texas market. Your contributions and participation are crucial to ensuring Insurance Council of Texas members actively engage in the political process, advocating for policies that support a competitive and growing market. Insuring Texas PAC funds support elected officials who recognize the importance of a vibrant, competitive property and casualty industry and its role in driving Texas' economic growth.

What does Insuring Texas PAC do?

The Insuring Texas PAC collects voluntary contributions from legally eligible supporters, including insurance employees. These funds are pooled and distributed on a nonpartisan basis to state legislators and other elected officials involved in key decisions about Texas' property and casualty insurance market. The Insuring Texas PAC makes contributions only to elected officials in Texas.

Facts about Insuring Texas PAC

All fundraising efforts across the state are managed by the Insuring Texas PAC Board and the legislative advocacy staff of the Insurance Council of Texas.
Funds are distributed on a nonpartisan basis and aligned with issues that advance the legislative agenda of the Insurance Council of Texas.

How are contributions to the Insuring Texas PAC used?
The Insuring Texas PAC is structured as a hybrid PAC, which allows for both individual and corporate contributions.

Individual contributions may be used to support political candidates in accordance with Texas law.

Corporate contributions are maintained in a separate account within the PAC and are used for PAC-related activities such as educational events, meetings, and certain administrative expenses. Generally, corporate contributions cannot be used to support political candidates.

All funds within the PAC are subject to Texas reporting requirements.

I’ve suggested some new sections, the content below. If we need room to fit them, I’d suggest streamlining how the goals of the PAC are presented to give us more room. I don’t know if this is something that we are limited to by the website design, but I think they can be upfront and smaller. I’d also think making the logo smaller as suggested above might increase space.

Still have questions?

If you have more questions, Contact Us or visit our Donation Page to contribute to the PAC’s efforts.

Goals of the PAC

The Insuring Texas Political Action Committee (PAC) is committed to advancing the interests of the Texas insurance marketplace and its stakeholders. The goals of the PAC include:

Increasing awareness of key property and casualty issues among elected officials

Supporting key legislators who align with the ICT members' interests

Raising funds to promote the PAC’s agenda in the Texas Legislature

Encouraging our members to engage in the political process

What We’re Focused on This Interim

As we prepare for the next legislative session, the Insuring Texas PAC is focused on engaging policymakers and supporting efforts to protect the ability of companies to operate in a competitive and flexible market while finding reasonable approaches to address the key issues driving costs in the Texas insurance market. The Texas market has already shown signs of returning to normal as data on rates in homeowners and personal auto reflects modest changes in rates in the last couple of years.

As policymakers attempt to address questions about affordability, our consistent message is that changes in insurance costs are driven by losses, not regulatory or insurance market inadequacies. Limiting consumer choice and attempting to restrict company pricing will adversely affect the market

Catastrophic weather events are the primary driver of losses in Texas. Most recently, losses are also being impacted by rising litigation costs, especially for personal and commercial auto lines of business. Lawsuit abuse, where litigation tactics, driven by greedy “billboard lawyers”, are contributing to higher claims costs and putting upward pressure on premiums for Texas consumers. At the same time, increased trial lawyer and aligned interests’ political spending on candidates on both sides of the political aisle has made it more challenging to advance reforms to address these trends.

Alongside these priorities, ICT is actively engaging policymakers on:

Property resilience and mitigation strategies to reduce losses

The role and sustainability of residual markets (TWIA, FAIR Plan, TAIPA)

Consumer protection and anti-fraud initiatives

Industry engagement through the Insuring Texas PAC plays a vital role in ensuring the industry’s perspective is part of the conversation as policymakers consider these issues. Continued support helps ensure ICT remains engaged and positioned to contribute to these discussions ahead of the next session.

Legislative Accomplishments

Your Support in Action: ICT Secures Wins at the Texas Capitol

Participating in the Insuring Texas PAC lays the groundwork for meaningful legislative victories.

Highlights of ICT’s advocacy during the 89^th Legislative Session include:

Protecting Texas’ Competitive Market & Regulatory Structure

ICT successfully defeated SB 1642 and SB 1643, which would have imposed burdensome new oversight and prior approval requirements on property and casualty rates.

Strengthening TWIA Funding

ICT collaborated to secure passage of HB 3689, strengthening TWIA’s funding model by authorizing up to $2 billion in sustainable and transparent pre- and post-event financing from the state, reducing reliance on costly debt. Going forward, ICT will continue to advocate for reasonable reinsurance and rate adequacy decisions.

Promoting Mitigation & Resilience

ICT championed HB 1576, a major mitigation initiative to create a homeowner grant program for retrofitting properties against hurricane and windstorm damage. This bill is the first major state resiliency effort to ever pass either house, setting the stage for continued advocacy in the future.

Preserving Appraisal Process Integrity

ICT held the line on SB 458, protecting the integrity of the contractual appraisal process in personal lines while defeating costly mandates pushed by special interests and preserving key flexibility for insurers.

Ensured Balanced AI Regulation for P&C Insurers

ICT helped ensure HB 149 protected consumers while avoiding market disruption, securing language that preserved the Insurance Commissioner’s authority and aligned with existing insurance law regarding unfair discrimination rather than imposing a new standard.

PAC in Action - Stay Engaged

Throughout the interim, the Insuring Texas PAC supports ongoing engagement to share industry perspectives and promote informed policy discussions.

On March 4, the PAC hosted “Justice, Not Jackpots: Leading the Rally Against Greed,” reinforcing the industry’s focus on lawsuit abuse. TLR’s Lee Parsley provided insights on the primary elections and legislative landscape, while ICT staff highlighted key regulatory issues, recent engagement with legislative offices, and ongoing reform efforts.

On Sept. 16, the PAC will host an invitation only breakfast meeting before the ICT Symposium, offering another opportunity for members and supporters to connect and stay engaged.

PAC contributors receive regular updates, including:

Election recaps

Policy insights

Information on key races of interest

Support the Insuring Texas PAC to gain access to these resources and stay informed on the issues shaping the industry.
Contributors can view past materials here.